PPF Calculator
Calculate your Public Provident Fund (PPF) returns with tax benefits. Plan your 15-year PPF investment strategy with our comprehensive calculator.
PPF Details
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Minimum: ₹500, Maximum: ₹1,50,000 per year
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Current PPF rate: 7.1% (as of 2024)
PPF has a minimum lock-in period of 15 years
About PPF (Public Provident Fund)
PPF is a long-term investment scheme offered by the Government of India with attractive interest rates and tax benefits.
- Lock-in Period: 15 years (can be extended in blocks of 5 years)
- Investment Limit: Minimum ₹500, Maximum ₹1,50,000 per year
- Tax Benefits: EEE (Exempt-Exempt-Exempt) - Investment, Interest, and Maturity are tax-free
- Interest Rate: Set by the government quarterly (currently 7.1%)
- Compounding: Interest is compounded annually
- Partial Withdrawal: Allowed from 7th year onwards (subject to conditions)